As you probably know Fulham are in administration again. They've already had to come out of administration once, they finished last season bottom of League One, looking at their team right now I would struggle to sell 2 players for half value from what they have, so to clear £19.3 million of debt seems highly unlikely.

This would mean the next stage of administration, taking a bank loan at a lower interest rate to cover the current debts. However Fulham are actually losing money on their stadium each season, their end of season 8 financial report was more than £2 million in the red. They would be relying on getting a number of players worth £15+ million through the random youth draw to be able to sell them to try and clear the bank loan before it became unmanagable, and as much as I'd like to see that happen, its not going to.

This would then lead to them being shut and replaced by a new team in the game.

Basically, that middle stage is supposed to give teams time to recover financially and start paying off the debt at a slower more managable rate, but I see no way even that would help Fulham in their current situation - what they need to happen to even recover at that stage is too unrealistic to be a possibilty.

My suggestion therefore is to skip the bank loan middle stage and shut the club, replace them with a new club now. The new club would start on Fullhams points tally of 0, and would play out the rest of their fixtures. It seems pointless me dealing with the finances behind the scenes of a team that can't recover, just to do this final stage at the end of this season anyway.

So firstly take your vote on the poll, and secondly, suggestions on which new team should replace Fulham whenever they do get shut down. Leave your team suggestions below.

Richard.